It’s hard to build credit, especially if you are just starting. But thankfully, there are some steps that you can take to help you build up a strong credit history and give yourself a better chance at securing a loan. This article provides insights on how to do that and what type of credit card …
Category: Credit Card Advice
How to Manage Money Wisely
If you, like many people, find money management hard to do, then you are probably trying to find a way you can ensure that you have enough money to pay bills as well as save money for any extra needs. It is not easy to just leap into money management, it takes time and dedication, …
What Is Credit Consolidation?
You had a great year of buying things on credit, so you now have a lot of credit card debt. But your credit is good, and you have a plan. You’re going to pay off your debt as quickly as possible. You may want to take advantage of credit consolidation. Credit Consolidation – What’s Behind …
Is It Bad to Be Stingy With Money?
Stingy people are often unhappy, miss out on opportunities, and can struggle financially. Let’s learn more about why it is bad to be stingy with money and why it is better to be frugal.
How Many Credit Cards Should I Have?
Credit cards are a great way to make purchases, but they also have a great way for us to get in trouble. We all tend to get carried away with our spending, which can lead to a mountain of debt. Even if you aren’t carrying a balance, it’s easy to rack up interest charges unless …
Three Ways to Improve Your Credit
The credit score is one of the most important parts of your financial picture, but you might not really understand its importance until your new mortgage request is declined. If you were unaware before, then this might be the right time to learn that lenders often check out your credit report to find out whether …
Is It Good To Cancel A Credit Card After It Is Paid Off?
If you have a credit card with a zero balance, you may be able to cancel it at any time without a penalty. There are some circumstances where a cardholder can be charged, so before you consider canceling your zero-balance card, here are a few things you should know. After paying off the balance on …
Credit Card for Your Child: Good or Bad?
Why is it a bad idea to let your child use your credit card? What can go wrong? Well, there are several things. First and most obviously, your child might rack up a large bill. If you do not have the cash flow to pay the bill, then you might run into trouble. Second, your …